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C O N T E N T S
STAIN REMOVAL Dry cleaning will remove and this is the best choice. But you can pre-treat items with pre-wash product that contains petroleum distillates- such as Shout or Spray-N Wash and launder with detergent formulated to remove dirt and odors such as Surf or Dash. No endorsement of companies or products mentioned is intended
FINANCIAL FITNESS Families with massive debts sometimes use credit counselors to help them begin to eliminate this problem. Like other service sectors in our society, there are several possibilities for credit counseling agencies. These tips may help you choose the best helper for your debt situation. First, check out the agency's fees. Ask if the fees are voluntary. If possible, choose an agency that will let you voluntarily pay what you can afford. If an agency has a set-up fee of more than 50 dollars and monthly fees exceed 25 dollars, choose another firm. It is helpful to choose an agency that also offers educational help and budget counseling to help you avoid future debt problems. You may want to visit the National Foundation for Credit Counseling Web site at http://www.nfcc.org for help choosing a credit counselor. Through its member agencies, the NFCC sets the national standard for quality credit counseling, debt reduction services and education for financial wellness. It is important to realize that you and your family can perform many of the services provided by credit counseling firms such as negotiating lower interest rates, consolidating debt and budgeting.
FAMILY LIFE CONTINUED FROM LAST MONTH… What are some specific suggestions for teaching children positive attitudes? First, show children love and respect by words and actions. No one can care for others if he has not experienced it himself. Hold a family meeting and set a few family ground rules for ethical, respectful behavior. Second, do not be afraid to be firm, reasonable, and consistent when discipline is needed. Children learn about justice and fairness first from parents. Stay tuned in to your child’s day-to-day life, though without micromanaging. If your child makes a biased comment or acts dishonestly, take action immediately to correct her behavior. If she knowingly violated a rule, use a consequence that relates to the misbehavior. Avoid physical punishment. Firm, strong words and a denial of privileges will usually accomplish the same thing without physically hurting your child, which adds resentment to the shame of doing wrong. Remember also that children sometimes need time to change their behavior. Be patient and repeat the rule if your child honestly forgets what you have taught. Third, talk plainly about issues of ethics and bias that come up in your child’s or family’s life. An incident of bullying might occur at school. A neighbor makes a prejudiced statement. Racial stereotypes or sexist jokes might appear on the media. Discourage or even prohibit your child from watching or listening to programs that feature hateful, prejudiced performers or topics. Open communication helps promote understanding. Take your child’s questions seriously and make time to answer thoughtfully. No question is stupid or hilarious. No concern should cause your child embarrassment or shame to discuss. Make your answer clear and short. Use words your child understands. If you make a mistake, don’t be afraid to admit it. No one is perfect and no one is completely free of bias. How can families combat prejudice and hate within their community? Parents or primary caregivers are clearly their children’s most important role models for positive attitudes toward all people. However, prejudice and hate grow where communities permit unjust situations to occur. Families can make a difference by being models of action. Write a letter to the newspaper, a television station, radio program or the city council. Bring up a school issue with the site-based council, parent-teacher organization, principal, or district superintendent. Paint over ugly words of graffiti. Protest the appearance in your community of a performer known for biased content. Hook up with other residents who think the same way and take action to change a bad situation for an impoverished neighborhood. If possible, work for more employment opportunities. A caring community, with networks of relationships and civility, is less likely to produce hateful, violent youth who devastate lives by going on shooting sprees. All of us have a stake in bringing up children to be fully human. Even infants recognize differences between family members and strangers. Toddlers notice differences in skin color and begin to imitate actions of the important adults in their lives. As they acquire language, preschoolers delight in classifying items into groups. To them, people are fascinating. They come in many different colors, sizes, shapes, voice sounds and abilities. It is our challenging task to help children and youth see and enjoy the rich differences of the world’s inhabitants. Let us do our best to ensure that the world becomes a safe, wonderful place for all children to grow up.
NUTRITION & WHAT'S COOKING Food may spoil and leave a foul odor when summer storms cause power outages, or refrigerators and freezers otherwise malfunction. How long spoiled food remains in the unit will affect difficulty to remove the odor. Following these tips will help you effectively eliminate many food spoilage odors.
These practices may help if airing doesn’t eliminate an odor problem.
HOME TIPS Summer ends earlier in some parts of the country than in others. But when the days start to get chilly, it's time to think about putting away the summer clothes.
WAYS TO WELLNESS Have you ever witnessed how some people experience a tragedy or traumatic event, “bounce back”, and grow from it, while another person could have a similar experience and become angry and bitter? What is the one factor that could be the difference between these two responses? It is resilience. Resilience can be defined as the psychological and biological strength required to successfully master change. It has been said that change is the only constant. Resilience is positive adaptation to change. What can we do to more fully develop our personal resilience? Here are some brief strategies:
Source: Carol Whipple, Extension Specialist for Family Health, University of Kentucky College of Agriculture.
IN THE WORK PLACE
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